LOANS
The Franklin State Bank offers a variety of loans at very competitive rates! Call Scott Nissen or Cynthia Zeman for details (800) 504-2265.

Consumer
Residential Real Estate
Agricultural Operating
Agricultural Equipment
Farm Real Estate
Recreational and Hunting Land
Commercial

Consumer

• Loans with multiple term lengths are available
• Interest rates vary based on length and purpose of loan
• Loan to value varies depending on type of loan
• Loans for all types of consumer purchases including; auto, boat, camper, snowmobile, motorcycle, ATV, etc…
• Consumer loans require and existing checking account relationship

Residential

• Loans are retained by bank
• Multiple amortization and term lengths available
• Loans for purchase and refinance
• Home equity loans are available
• Low closing costs!

Agricultural Operating

• Crop input, rent, and livestock loans available
• Multiple term lengths available
• Lender assisted financial analysis provided
• Loan amounts dependent on type of collateral and cash flow
• Competitive variable rates
• No origination fees

Agricultural Equipment

• All types of equipment
• Purchase and refinance
• New and used
• Multiple term lengths and repayment schedules availableUp to 7 year term
• Competitive Fixed and variable rates
• Loan amounts are dependent on collateral and cash flow
• No origination fees

Farm Real Estate

• Loans retained by bank
• Purchase and refinance
• Multiple amortizations and terms lengths available
• Loan amounts are dependent on type of collateral and cash flow
• Multiple payment terms available
• No origination fees
• Low closing costs

Hunting and Recreational

• Loans retained by bank
• Purchase and refinance
• Multiple amortizations and term lengths available
• Loan amounts are dependent on type of collateral and cash flow
• Multiple payment terms available
• No origination fees
• Low closing costs

Commercial

• Real estate, equipment, and operating
• Purchase and refinance
• Multiple amortizations and term lengths available
• Loan amounts are dependent on type of collateral and cash flow