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DEPOSIT ACCOUNTS
Savings Account
Money Market Savings Account (MMSA)
Regular Checking Account
Business Checking Account
Advantage Checking Account (NOW)
Savings Account
- No monthly service charge
- Quarterly statement
- Interest paid quarterly
- Variable interest rate
- $50.00 minimum deposit to open account
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Money Market Savings Account
- No monthly service charge
- Monthly statement
- Interest paid monthly
- Variable interest rate
- $2,500.00 minimum deposit to open account
- If balance falls below $2,500.00 interest is paid at same rate as Regular Savings Account
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Regular Checking Account
- $1.00 per month service charge
- Checks returned with monthly statement
- No interest paid
- $100.00 minimum deposit to open account
- Eligible for free debit card once account is open 90 days
- Eligible for free Internet Banking and Bill Payment after 90 days
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Business Checking Account
- $1.00 per month service charge
- Checks returned with monthly statement
- No per check charge
- No per item deposit charge
- No interest paid
- $100.00 minimum deposit to open account
- Eligible for free debit card after 90 days
- Eligible for free Internet Banking and Bill Payment after 90 days
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Advantage Checking Account
- No service charge with $1,000.00 minimum balance
- $5.00 per month service charge if balance falls below $1,000.00 minimum
- No per check charge
- Checks returned with monthly statement
- No per deposit charge
- Interest paid on entire balance of account
- Interest rate based on the balance of the account (3 tiers)
- Interest paid monthly
- Eligible for free debit card after 90 days
- Eligible for free Internet Banking and Bill payment after 90 days
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