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    DEPOSIT ACCOUNTS

    Savings Account
    Money Market Savings Account (MMSA)
    Regular Checking Account
    Business Checking Account
    Advantage Checking Account (NOW)


    Savings Account

    • No monthly service charge

    • Quarterly statement

    • Interest paid quarterly

    • Variable interest rate

    • $50.00 minimum deposit to open account
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    Money Market Savings Account

    • No monthly service charge

    • Monthly statement

    • Interest paid monthly

    • Variable interest rate

    • $2,500.00 minimum deposit to open account

    • If balance falls below $2,500.00 interest is paid at same rate as Regular Savings Account
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    Regular Checking Account

    • $1.00 per month service charge

    • Checks returned with monthly statement

    • No interest paid

    • $100.00 minimum deposit to open account

    • Eligible for free debit card once account is open 90 days

    • Eligible for free Internet Banking and Bill Payment after 90 days
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    Business Checking Account

    • $1.00 per month service charge

    • Checks returned with monthly statement

    • No per check charge

    • No per item deposit charge

    • No interest paid

    • $100.00 minimum deposit to open account

    • Eligible for free debit card after 90 days

    • Eligible for free Internet Banking and Bill Payment after 90 days
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    Advantage Checking Account

    • No service charge with $1,000.00 minimum balance

    • $5.00 per month service charge if balance falls below $1,000.00 minimum

    • No per check charge

    • Checks returned with monthly statement

    • No per deposit charge

    • Interest paid on entire balance of account

    • Interest rate based on the balance of the account (3 tiers)

    • Interest paid monthly

    • Eligible for free debit card after 90 days

    • Eligible for free Internet Banking and Bill payment after 90 days
Member FDIC
Franklin State Bank
278 2nd Ave E. * P.O. Box 99
Franklin, MN 55333
phone: 507-557-2233 * fax: 507-557-8472